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Australian pensioners insurance agency pty ltd (apia) abn 14 099 650 996 ar 239591 is an authorised representative of aai limited abn 48 005 297 807 afsl 230859 (aai), the issuer of home, landlord, car, motorcycle, caravan, motorhome, boat, travel, compulsory third party personal injury (ctp) insurance and motor accident injuries insurance (mai. Apia travel insurance covers overseas medical expenses, (8). How to start your travel insurance claim. Apia health insurance is issued by nib health funds limited abn 83 000 124 381 (nib), a registered private health insurer, and is marketed by platform.